Terms and Conditions
Last Updated: January 1, 2026
General Provisions
These Terms and Conditions define the rules for using the website lumicorepl.com operated by Lumicorepl Sp. z o.o. with its registered office in Warsaw, ul. Marszałkowska 100, 00-001 Warsaw.
Definitions
- Service Provider — Lumicorepl Sp. z o.o., KRS: 0000123456, NIP: 1234567890
- Website — the online service available at lumicorepl.com
- User — a natural person using the Website
- Services — services provided electronically by the Service Provider
Scope of Services
The Service Provider offers the following services electronically:
- Providing information about social benefits and grants
- Sending newsletters with current information
- Consulting services in personal finance
- Assistance in preparing documentation for grant applications
User Obligations
The User agrees to:
- Use the Website in accordance with applicable law
- Provide true and current personal data
- Not infringe the rights of third parties
- Not take actions that may disrupt the functioning of the Website
Intellectual Property
All content posted on the Website, including texts, graphics, logos, icons, photos, audio and video files, are the property of the Service Provider or entities with which the Service Provider has concluded appropriate agreements, and are protected by copyright and other intellectual property laws.
Liability
The Service Provider makes every effort to ensure that the information posted on the Website is current and accurate. However, the Service Provider is not responsible for decisions made by the User based on information posted on the Website. This information is for educational purposes only and does not constitute legal or financial advice.
Complaints
Complaints regarding the functioning of the Website or the Services provided may be submitted electronically to: complaints@lumicorepl.com. The Service Provider will consider complaints within 14 business days of receipt.
Changes to Terms
The Service Provider reserves the right to make changes to the Terms and Conditions. Users will be informed of any changes through an announcement on the Website.
Final Provisions
In matters not covered by these Terms and Conditions, Polish law shall apply. Any disputes arising from the use of the Website will be resolved by the court competent for the Service Provider's registered office.